Group Insurance

A Group Insurance arrangement, set up and paid by the employer or shared with the employees, will provide benefits to protect employees and their families, in the event that they are unable to work due to illness for a long period of time or in the event of their death or disability whilst working for the employer.

Agrotiki Life offers a range of products for employers who wish to protect their staff. These products provide life, disability and medical insurance, loss of income and pension/retirement insurance.

Advantages for the employer providing Group Insurance benefits

• A valuable tool for recruiting and retaining staff
• Low cost depending on the products selected
• Premiums paid by the employer will normally rank as an expense and, therefore, qualify for tax relief reducing the cost to the employer still further.

Advantages for the employee of Group Insurance benefits

• Apart from feeling valued and cared for, employees will appreciate that they and their families have been given peace of mind for the feature.
• Provision of a valuable benefit at no or minimal cost to the employee.
• Generous amounts of cover are normally available without the need for employees to provide details of their state of health and pastimes.

Multinational Pooling

Agrotiki Life can provide to multinational companies pooling arrangements to their employee Group Benefit policies through Winterthur Life and Pensions network, a company of Credit Suisse Group, or AGRI International Life and Pensions network.